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Personal banking
Everyday current and savings accounts built for how you actually spend, save and send.
NovaTrust Digital Bank
Manage your money smarter with secure banking, instant transfers, savings, investments, cards and business solutions โ all on one intelligent platform.
What you can do
Everyday current and savings accounts built for how you actually spend, save and send.
Accounts, payroll and payment tools built for founders, SMEs and growing teams.
Flexible and fixed savings plans that grow your balance automatically.
Zero-stress current accounts with free transfers and real-time alerts.
Lock in a rate and watch a fixed sum grow on a schedule you control.
Mutual funds, treasury bills and managed portfolios from โฆ5,000.
Personal, salary advance and SME loans with same-day decisions.
Reward-earning credit cards with transparent rates, no hidden fees.
Send and receive in 40+ currencies at the interbank rate.
Bank from your pocket with biometric login and instant push alerts.
A full desktop dashboard for statements, transfers and standing orders.
Electricity, cable, internet and taxes โ paid in under a minute.
Top up any network instantly, or automate it for the whole family.
Tap, scan and pay in-store โ no card, no cash, no contact needed.
Accept payments online and in-store with next-day settlement.
Pay your whole team in one click, with payslips generated automatically.
The difference
Every transaction is encrypted end-to-end, the same standard banks use globally.
Real-time monitoring flags unusual activity before it becomes a problem.
Transfers settle in seconds, not hours โ even across banks.
Know the moment money moves, in or out, down to the kobo.
A human is always one message away, day or night.
Transparent, published pricing โ never a surprise deduction.
99.99% uptime, backed by redundant infrastructure across regions.
Face and fingerprint sign-in โ faster than a password, harder to fake.
Built on resilient cloud systems that scale with your business.
Spending patterns and savings suggestions, tailored to you automatically.
Your bank, in your pocket
Transfer money, pay bills, buy airtime, manage cards, track spending, schedule transfers and follow your investments โ without switching apps.
Financing
From salary advances to SME financing, see indicative repayments before you apply.
Indicative figures for demonstration only, not a loan offer.
Grow it
Treasury-backed, low risk
Balanced mutual fund
Higher risk, higher reward
For teams & founders
Free current accounts for registered and unregistered businesses alike.
Dedicated relationship support for larger, multi-entity organisations.
Accept card payments in-store with same-day settlement.
Run payroll for any team size in a single approval.
Pay hundreds of vendors or staff from one upload.
Plug NovaTrust rails directly into your own product.
Accept payments on your website or app in minutes.
Working capital, invoicing and cash-flow tools built for small business.
Security, first
Trusted by thousands
"The mobile banking experience is seamless and secure โ I moved my whole business here in a week."
"Our business transactions have never been easier. Payroll used to take a whole afternoon; now it's one click."
"NovaTrust helped us manage our finances efficiently, with real visibility into where every naira goes."
Questions
Tap "Open an account", verify your identity in under five minutes, and start banking immediately โ no branch visit required.
Every account is protected with 256-bit encryption, two-factor authentication, biometric login and 24/7 fraud monitoring.
Yes. Use the loan calculator to estimate repayments, then apply directly in the app โ most requests get a same-day decision.
Transfers between NovaTrust accounts are instant. Transfers to other banks typically settle within seconds to a few minutes.
Yes โ the NovaTrust app is available on iOS and Android with full account access and biometric sign-in.
Reach our demo support line below, or use the contact form to get in touch with the designer about a similar project.
Get in touch